We are financial coaches

We help people make the choices
that concern their finances

Financial advice designed and implemented in a completely different way

We are a group of professionals with a long history in advising institutional investors and in financial management for individuals and families.

Today, as independent financial advisors, our core values are transparency, mutual respect and client empowerment. We want to help our clients smoothly navigate the world of finance, expand their financial horizon and feel confident about their financial future.

But in a completely different way.

How does this work?

We have anticipated what your most common questions might be and used them to explain what we do.

Find many other questions and answers in the FAQs section

How do i know if meridian financial advisors are right for me?

There are two key factors: the personal and the technical.
We take the time to listen and understand your life, personal objectives and financial goals.

We choose the instruments that best suit your objectives, bypassing the usual bank and financial services related charges since we are not a bank.

We want to do our job well: if you are not satisfied, we cannot be. This is why our career path begins with understanding your life and then financial goals. This is why our career path begins with understanding your life and then financial goals.

We respect your time and energy and we want to help direct them effectively and efficiently towards objectives and investments suitable for you. Only to you.

Above all, we help you with:

  • wealth and estate planning for your family.
  • selecting investments suitable for you and your family.
  • If ultimately we understand that we are not best positioned to help you attain your financial objectives, we will be happy to point you to professionals or financial consultancy companies that are able to better respond to your needs.
  • building a pension sufficient to fund your standard of living
  • avoiding bank and financial service charges that have no value or can be avoided.

If ultimately we understand that we are not best positioned to help you attain your financial objectives, we will be happy to point you to professionals or financial consultancy companies that are able to better respond to your needs.

How do i know if meridian financial advisors are right for me?

There are two key factors: the personal and the technical.
We take the time to listen and understand your life, personal objectives and financial goals.

We choose the instruments that best suit your objectives, bypassing the usual bank and financial services related charges since we are not a bank.

We want to do our job well: if you are not satisfied, we cannot be. This is why our career path begins with understanding your life and then financial goals. This is why our career path begins with understanding your life and then financial goals.

We respect your time and energy and we want to help direct them effectively and efficiently towards objectives and investments suitable for you. Only to you.

Above all, we help you with:

  • wealth and estate planning for your family.
  • selecting investments suitable for you and your family.
  • identifying efficient strategies for the recovery of capital losses
    for the recovery of capital losses
  • building a pension sufficient to fund your standard of living
  • avoiding bank and financial service charges that have no value or can be avoided.

Should we realise that we are not in complete agreement or if we technically do not represent the best answer for you, we will be happy to refer you to professionals or financial advisory firms that best suit your needs.

You are not a bank, how do we invest the savings with you?

It is important to know that your money and investments remain in your current bank.

The bank is the custodian of your money: we provide the tools that will help you work your money efficiently. We make sure that your bank is offering the right tools and, reasonable in charges and operations.

Our clients are always in control of their accounts and they are the ones who instruct and authorize the buying and selling operations to the bank.

We at Meridian will provide regular reporting on the performance of your portfolio (although you will always be able to check them yourself from your bank account.)

Only if it can be useful to you, we can advise you at which banks you will find the services that are best suited to the practical needs of current account management.

We at Meridian are not a bank and have no commercial agreements with any intermediary, but we have deep knowledge and understanding of the industry and are well able to advise you in the best possible way.

How does your advisory service work in practice?

Phase 1: we create for you a customised financial investment plan which will guide us when recommending investments.

More specifically, we explain

  • why” we invest – that is, we define your goals for which we invest by giving a number and a time frame within which we will invest,
  • how” we invest, e.g. how much will be invested in shares or bonds, in which strategies, in which themes, how much in funds, ETFs or individual shares,
  • what” we invest in, i.e. the actual portfolio complete with ISIN codes, names of securities/ETFs/funds.

Phase 2: once we are aligned on the investment plan, we take you step by step to turn our recommendations into real investments in your bank’s securities account (if you have not enabled your securities account, we help you to do so).

We usually never recommend investing all liquid assets at once but do a series of ‘tranches’ over several months to build up the portfolio.

However, in each tranche this is the process:

  • we send you by email from our management software the recommendations of the transactions to be executed, in which we specify which stocks you should buy, the quantities and on which markets you are going to invest
  • we will explain to you step by step how to make buys and sells on your bank – it is a quite simple process, but the first few times you can do it with our support if you wish.
  • We shall periodically ask you to send us the updated situation of your securities account in order to verify the execution of the recommendations (again, we will show you how to do this if you wish).

Phase 3: the monitoring and rebalancing phase begins, i.e:

  • we upload your portfolio to our management software to monitor your investments and make sure they always match your objectives.
  • in order to stick to the financial investment plan of phase 1, we will send you ‘rebalancing’ recommendations when necessary so that you always keep the right amount of shares or bonds in your portfolio.
  • The sending of e-mails with recommendations will then be repeated as in phase 2. Do not expect rebalancing every month, it all depends on the financial markets. Several months may pass without the need to adjust the portfolio, or periods in which we will give you recommendations even close in time.
  • In general: the less you touch your portfolio, the better – our goal is to build it to the best of our ability to achieve your goals. Therefore, we are only concerned with keeping it sticking to the plan. We don’t focus too much on short-term market movements.

We always accompany you in all these steps, because we are your coaches and we try to make all processes simple to help you achieve the goals that life may present from time to time.

Are you authorized to provide financial advice? What guarantees do i have as a customer?

Meridian operates in full compliance with Italian and European law and is covered by professional indemnity insurance.

Meridian SCF received authorization to provide personalized financial advice from the Supervisory Body with resolution no.1226 of 11/28/2019

https://www.organismocf.it/portal/web/portale-ocf

OCF has received its supervisory powers from Consob (the Italian financial markets regulator) and OCF supervises all financial institutions that provide financial advisory in Italy and abroad.

Meridian SCF adheres to the Arbitrator of Financial Disputes (ACF) as well as SIM and SGR banks.

Our registered office is: 20122 MILAN (MI) Corso Europa, 15 – C / O Spaces
REAMI number: 2557688 Tax code and registration number in the Business Register: 10791940967

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Meridian SCF is registered in the section of the  Financial Advisory Companies
of the Single Register of Financial Advisors with resolution no. 1226 of 11/28/2019 1226 del 28/11/2019

Meridian joins the Referee of financial disputes

Talk to us

You can call us, write us an email or come and visit us (by appointment).

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Our address

Call us

+39 389.4862777

Call us to to fix a discovery first call

Monday to Friday
9.00 to 17.00

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For information:

Our address

Corso Europa, 15
c/o SPACES
20122 Milano

Metro San Babila